What’s Included in a ServicePlus Home Warranty? Breaking Down Your Coverage

If you’re a homeowner, you know that appliances and home systems don’t last forever. Whether it’s your HVAC unit giving up during a Southern summer or your dishwasher suddenly refusing to drain, repairs and replacements can be costly—and stressful. That’s why more homeowners in the Southeast are turning to home warranty companies in Georgia and home warranty companies in Alabama to protect their homes and budgets.

Among the many options out there, ServicePlus Home Warranty stands out for its comprehensive coverage, affordable pricing, and exceptional customer support. But what exactly does a ServicePlus Home Warranty include? And how does it compare to other warranty providers?


In this blog, we’ll break down the specific components of a ServicePlus plan, so you know exactly what’s covered—and why it might be the smartest investment for your home.

Understanding Home Warranties: What They’re Designed to Do

First, let’s clarify what a home warranty is (and isn’t). A home warranty is a service contract that covers the repair or replacement of major home systems and appliances that fail due to normal wear and tear. It’s not the same as homeowners insurance, which covers damage from fire, weather events, or theft.

Home warranties help with unexpected breakdowns, giving you peace of mind and helping you avoid massive out-of-pocket costs for things like water heaters, AC units, and refrigerators.

ServicePlus: What Sets It Apart?

Many home warranty companies in Georgia and Alabama offer similar services, but ServicePlus has built a reputation for:

  • Fast claims processing

  • Transparent terms

  • Access to local, licensed technicians

  • Competitive pricing with no hidden fees

Homeowners in hot and humid areas like Atlanta or Birmingham especially appreciate the reliable HVAC coverage and 24/7 claim options.

Now let’s break down exactly what’s covered under a ServicePlus Home Warranty.

Standard Coverage: What Every Basic Plan Includes

ServicePlus offers two main plans: the Gold Plan and the Platinum Plan. The Gold Plan includes essential systems and appliances, while the Platinum Plan builds on that coverage with added protection for high-use items.

Here’s what’s included in the Gold Plan:

Major Appliances:

  • Dishwasher

  • Oven / Range / Stove / Cooktop

  • Built-in Microwave

  • Refrigerator (with optional add-on for full coverage)

  • Garbage Disposal

  • Clothes Washer and Dryer (optional in Gold, included in Platinum)

These are some of the most-used appliances in any home, and breakdowns can cost anywhere from $150 to $1,500 or more. Having them covered is one of the biggest benefits of choosing ServicePlus.

Major Home Systems:

  • Heating system (furnace, ductwork, blower motor)

  • Air conditioning system (compressor, condenser, and more)

  • Plumbing system (including leaks, stoppages, and pipe issues)

  • Electrical system (wiring, panels, circuit breakers)

For homeowners in Georgia, where summer AC usage is non-stop, and in Alabama, where older plumbing is common, this type of coverage is especially valuable.

Platinum Plan Coverage: Added Protection Where It Matters Most

The Platinum Plan includes everything in the Gold Plan plus:

  • Refrigerator (fully covered, not just limited components)

  • Clothes Washer and Dryer

  • Garage Door Opener

  • Ceiling Fans

  • Plumbing stoppages

  • Whirlpool bathtubs

For just a small increase in monthly cost, the Platinum Plan provides nearly full appliance protection, including laundry—something many home warranty companies in Alabama and Georgia don’t offer without expensive add-ons.

Optional Add-Ons for Custom Coverage

ServicePlus also lets homeowners customize their plan with optional coverage items that aren't typically included in standard warranty contracts. These include:

  • Additional Refrigerators or Freezers

  • Pool and Spa Equipment

  • Septic System and Pump

  • Water Softener

  • Roof Leak Repairs

  • Central Vacuum System

  • Well Pump

This level of customization is ideal for rural homeowners in Georgia and Alabama, where septic tanks and well pumps are common. It’s also great for suburban properties with pools or secondary appliances.

What’s NOT Covered?

While ServicePlus covers a wide range of systems and appliances, it’s important to understand limitations and exclusions, which are common to all home warranty providers.

Some examples of what’s typically not covered:

  • Pre-existing conditions or known issues

  • Improper installation or lack of maintenance

  • Cosmetic defects (e.g., rust, dents, or scratches)

  • Commercial-grade or non-residential appliances

Tip: Reading your service contract thoroughly helps you avoid surprises during the claims process.

How Claims Work with ServicePlus

Filing a claim is easy:

  1. Submit your request online or by phone—24/7 availability

  2. ServicePlus dispatches a licensed technician from their local network

  3. You pay a low service fee (typically under $100)

  4. Repairs are completed—or the item is replaced if beyond repair

This predictable, stress-free process is what makes ServicePlus stand out among other home warranty companies in Georgia and home warranty companies in Alabama.

Final Thoughts: Is a ServicePlus Home Warranty Worth It?

If you’re a homeowner in the Southeast, dealing with aging appliances or high-demand systems, the answer is a resounding yes. ServicePlus gives you:

  • Broad coverage for essential systems and appliances

  • Fast service when you need it most

  • Customizable options for unique homes

  • Transparent pricing with no surprises

Whether you’re a first-time buyer in Birmingham or a long-time homeowner in Savannah, ServicePlus makes home maintenance easier and far more affordable than facing repairs alone.

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